---
title: "Privacy Policy"
url: "https://sambaugh.com/privacy-policy/"
post_type: "page"
date_published: "2019-10-01T01:48:52+00:00"
date_modified: "2026-11-10T04:06:14+00:00"
---

# Privacy Policy

Last updated: November 9, 2026
Introduction
This Privacy Policy explains how Sam Baugh Home Loans (“we”, “us”, or “our”) collects, uses, and discloses personal information when you visit https://sambaugh.com/ or contact us through it. It is written with the California Consumer Privacy Act, as amended by the CPRA, and the California Online Privacy Protection Act in mind. You can reach us at sam@sambaugh.com or (858) 342-9952, or by mail at Sam Baugh Home Loans, 5150 Shoreham Pl, Suite 250, San Diego, CA 92122.
Categories of Personal Information We Collect
Identifiers and contact details, such as your name, email address, phone number and anything else you choose to include, when you email us or call us.
The contents of your messages, such as the questions you ask and the products or services you are interested in.
Internet or other electronic network activity: when you visit, the servers that run this website automatically log technical information such as your IP address, browser type, the page requested and the date and time. Third-party tools on our website also collect information about your browser, device and activity, as described under “Cookies and Third-Party Tools” below.
Approximate location, worked out from your IP address by the third-party tools described below.

We also keep the de-identified visit information described under “Anonymous Website Measurement” below. Because they are de-identified, they are not linked to you.
Sensitive personal information. We do not ask for sensitive personal information (such as Social Security, driver’s license, financial account or card numbers, or health information) through this website. If you choose to send it to us, we use it only to respond to you and to provide what you ask for, and not to infer characteristics about you.
Sources of Personal Information
Directly from you, when you email us or call us.
Automatically, from your browser, through our web servers’ logs and the third-party tools described below.
From service providers that help us run this website and our business.

How We Use Personal Information
To respond to your inquiries and provide the services or products you request.
To operate, maintain and improve this website and our services.
To understand how our website is used and how well our advertising works, including through the anonymous measurement described below.
For marketing and advertising, through the third-party tools described below.
To protect the security and integrity of this website, prevent fraud and spam, and comply with the law.

Cookies and Third-Party Tools
Our website uses third-party tools such as Google Tag Manager, Google Fonts and Font Awesome. These providers may set cookies or use similar technologies, and may collect information about your browser, device and activity on our website, and on other websites, over time. They handle that information under their own privacy policies. You can also block or delete cookies in your browser settings, although some parts of the website may then not work as expected.
Anonymous Website Measurement
Sam Baugh Home Loans counts website visits and inquiries anonymously, so we can tell which advertising and pages actually bring in customers. This measurement is separate from any cookies or third-party tools our website uses (those are described under “Cookies and Third-Party Tools” above), and it works the same whatever you choose about them. This counting:
uses no cookies or other storage on your device;
is collected by this website itself and sent from our web server to analytics hosted by our web provider, Explore Digital, which acts as our service provider and may use the data only to give us this report;
records only the page you viewed (its address and title) and when, how you got here (for example, “Google Ads”, an advertising campaign tag, or the address of the page on another website that linked here, without its query string), your device and browser type and language setting, your country, and whether you clicked or tapped a phone number or email link on the website, or submitted one of our forms (the form’s name, not what you entered);
never records what you type into a form, your name, email address, phone number, street address or order number;
does not send your IP address to our analytics or store it there (only your country is recorded), discards advertising click identifiers, and groups each day’s page views with a visit code that our web server makes from your IP address and browser details using a secret key that is replaced every day, so a visit is not linked to your identity or to your visits on other days;
is never sold or shared, never used to target advertising, and never combined with other information about you.

We keep this information in de-identified form. We will not attempt to re-identify it, and we contractually require our service provider not to re-identify it either. Detailed visit records are deleted after 90 days. We keep only overall totals, and those are deleted 25 months after the period they cover. Because this information can’t be linked to you, we can’t locate it to respond to a request to access or delete your data. For the same reason, we count visits even if you decline cookies or your browser sends a Global Privacy Control signal: this information is not sold or shared, so there is nothing to opt out of. We do not count visitors from the European Economic Area, the United Kingdom or Switzerland, or visits whose country we can’t determine.
How We Disclose or Share Personal Information
We disclose personal information to service providers that work on our behalf and may use it only to provide their services to us: our web provider Explore Digital, which hosts and maintains this website and runs our anonymous measurement, Cloudflare, which delivers our web pages and protects the website from attacks, our email provider, and similar providers. We also disclose personal information when the law requires it, or to protect our rights and the safety of others.
When you use our website, the third-party tools described above receive identifiers (such as your IP address and cookie or device IDs) and internet activity (such as the pages you visit). Where a provider may also use that information for its own purposes, such as advertising on other websites, California law may treat this as a “sale” or “sharing” for cross-context behavioral advertising. In the past 12 months, those were the categories involved, and the recipients were analytics and advertising providers. You can opt out as described under “Your Choices: Opting Out of Sale or Sharing”. We do not sell personal information for money.
We do not knowingly sell or share the personal information of anyone under 16. Our anonymous website measurement is never sold or shared.
Your California Privacy Rights
If you are a California resident, you have the right to:
Know what personal information we collect, use and disclose about you, and get a copy of it;
Delete personal information we hold about you, subject to legal exceptions;
Correct inaccurate personal information;
Opt out of the sale or sharing of your personal information;
Limit the use of sensitive personal information. We use sensitive personal information only for purposes that California law allows without offering this right (see “Sensitive personal information” above);
Non-discrimination: we will not treat you differently for exercising any of these rights.

How to Exercise Your Rights
To make a request, email us at sam@sambaugh.com, call us at (858) 342-9952, or write to us at Sam Baugh Home Loans, 5150 Shoreham Pl, Suite 250, San Diego, CA 92122. Tell us which right you are using and how we can reach you. To protect your information, we will verify a request to know, delete or correct by matching details you give us with the information we already hold, such as your email address or phone number, and we may ask for more if we need it. We respond to a request to know, delete or correct within 45 days, or tell you within that time if we need longer, as the law allows. We act on a request to opt out of sale or sharing as soon as we can, and within 15 business days.
You may use an authorized agent to make a request for you. We may ask the agent for your signed permission and ask you to confirm your identity with us directly. A request to opt out of sale or sharing does not need to be verified.
Your Choices: Opting Out of Sale or Sharing
To opt out of the sale or sharing of your personal information, email us at sam@sambaugh.com with “Do Not Sell or Share” in the subject line. You can also opt out automatically with a Global Privacy Control signal, as described below.
Global Privacy Control
We treat a Global Privacy Control (GPC) signal from your browser as a valid request to opt out of the sale or sharing of your personal information. Our website cannot yet switch off every third-party tool automatically when it receives the signal, so to make sure your request reaches us, please also email us at sam@sambaugh.com with “Do Not Sell or Share” in the subject line.
Do Not Track
Browser “Do Not Track” signals have no agreed standard, so our website does not respond to them differently.
Children’s Privacy
This website is not directed to children under 16, and we do not knowingly collect personal information from them. If you believe a child has sent us personal information, contact us and we will delete it.
Data Retention
We keep personal information only as long as reasonably necessary for the purposes described above, or as required by law, and then delete or de-identify it. Messages and inquiries are kept as long as we need them to respond and to keep normal business records. Our web servers’ logs are kept for a limited time for security and troubleshooting. Our anonymous website measurement has its own fixed limits, listed under “Anonymous Website Measurement”.
Security
We use reasonable safeguards, such as encrypted connections (HTTPS) and restricted access to our systems, to protect personal information. No website or system is completely secure, so please don’t send highly sensitive information through this website.
Changes to This Policy
We may update this Privacy Policy from time to time. The revised version will be posted on this page with an updated “Last updated” date. If we make a material change, we will also note it at the top of this page.
Contact Us
Questions, requests, or want to review or correct information you have given us? Contact Sam Baugh Home Loans by email at sam@sambaugh.com, by phone at (858) 342-9952, or by mail at Sam Baugh Home Loans, 5150 Shoreham Pl, Suite 250, San Diego, CA 92122.